The holidays are in full swing. The halls–decked, holiday music—flowing, and favorite scents and candles—burning. It is truly one of the best times of the year. Still, hidden beneath the cheer, there are many of us who are thinking, and even maybe worrying, about holiday spending.
Give yourself the best gift this season.
Make an early New Year’s resolution to stay on budget this year. Check our blog throughout the holiday season for great strategies. In this post, let’s look at how handy your debit card is and how that little green and black card can save you time (and stress) when you pledge to stay on-budget this Christmas.
1. Keep your budget in check
While a credit card can be an important financial tool, it can also lead to overspending. When you use your debit card, you can’t use money that isn’t there. Using your debit card can help you set a budget and stick to it. This year, make holiday memories that last for years—not interest payments that last for years.
2. Skip a trip to the ATM.
Are you a tad busy during the holidays? We thought you might be. When you pay with your debit card, many merchants allow you to get cash back at checkout. Get the cash you need right then and skip that trip to the ATM.
3. Put money back into your own community.
When you use your community bank debit card, more of your money stays in your local community. Bonus: shop at local small businesses with your local card and even more of your money stays right here in your community!
4. Monitor your balance in real time.
With our mobile banking app, you can monitor your account balance from anywhere, right from your phone. On supported devices, you can even login with your fingerprint. As you’re heading from store to store, checking off that shopping list, you can take a quick glance to ensure you’re staying on budget, too.
5. Pay quickly, without even taking out your card.
Sync your card to Apple Pay®, Samsung Pay or Android Pay™ and you can pay with your phone. You probably already have it out already while you’re in line, right? At participating merchants, just hold your phone up to the terminal. That’s really all there is to it. Learn more >>
Get out there, Friends – finish that shopping list, AND stay on budget. We know you can do it! We’re always happy to help. Want to learn more about making the most of Online Banking and Mobile Banking? Give us a call at 888-547-6541 to chat with an expert. Happy Holidays!